Financial Planning

Orientation. Get Organized & Establish a Purpose

  • Where are you and where do you want go?
  • We will work with you and your other advisors to take inventory of all your financial resources
  • We will discuss what’s important to you now and in the future

Base Camp. Analysis & Assessment

How far are you from your destination?

  • Create a personal balance sheet and net worth statement
  • Cash flow analysis
  • Wealth protection/insurance review
  • Investment review & recommendations
  • Goals/gap analysis
  • Estate plan review

Plotting the Route. Strategy & Recommendations

  • Optimize cash flow: tax strategies, savings plan, etc.
  • Risk management: know the threats, have a plan, insurance where needed
  • Short-term goals: debt management, education, major purchases/events
  • Long-term goals: retirement needs analysis
  • Legacy goals: efficient transfer of wealth, charitable and gift planning

Start Marching. Implement the Plan

  • We will prioritize action items
  • Establish check points and milestones

Stay on Course

  • Monitor and adjust