The Macro View

ROTH IRA Conversions: A Powerful Planning Tool in 2020

Posted by

  Over the last 8 weeks the world has changed.   The exact changes are not yet known but certain probabilities that impact long-term financial planning have shifted.   We believe these changes have made ROTH conversions a more important strategy than ever for young savers looking to reduce their future tax burden and for older savers looking to maximize wealth transfers to their kids…. Read more »


Fixed Income Market Summary January 2020

Posted by

Performance Snapshot: TICKER SECTOR Jan-20 IEF TREASURIES 3.47% LQD CORPORATES 2.45% AGG BARCLAYS AGG 2.03% MUB MUNICIPALS 1.66% HYG HIGH YIELD -0.47% Sector Summary: US Treasuries: Treasury bonds kicked off 2020 with a strong rally in prices as global uncertainty escalated from dormant levels. Significant headline risk caused a volatile month for stocks, leading investors to… Read more »


Fixed Income Market Summary December 2019

Posted by

Performance Snapshot: TICKER SECTOR Dec-19 YTD 2019 LQD CORPORATES 0.53% 17.37% HYG HIGH YIELD 1.91% 14.09% AGG BARCLAYS AGG -0.05% 8.46% IEF TREASURIES -0.93% 8.03% MUB MUNICIPALS 0.26% 7.06% Sector Summary: US Treasuries: The downtrend in Treasury bond prices continued into December as global equities and risk assets rallied strongly into the close of 2019. Treasury… Read more »


SECURE Act’s Impact on Personal Financial Planning

Posted by

  Earlier this year I had the privilege to meet with lawmakers on Capitol Hill to provide industry feedback on the implications of the Setting Every Community Up for Retirement Enhancement Act (aka the SECURE Act).   As expected the SECURE Act was included in the spending bill that Congress passed on December 19th.   The spending… Read more »